Privacy Policy
Introduction
At Peoples Benefit Services, Inc, protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. We treat personal information you furnish us with the utmost respect, and in accordance with this Privacy Policy.
Please read on for details about our practices for handling and securing your personal information.
What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from third parties. Examples are other financial institutions, membership associations, consumer reporting agencies and the Medical Information Bureau.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you.
What Information We Disclose
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. Nevertheless, we may disclose to nonaffiliated nonfinancial companies who have authorized us to offer their customers approved products and service information concerning our offers to and transactions with those customers. These companies might use this information to update their customer records or help them identify related products and services that might be of interest to you.
Your Choices Regarding The Use Of The Information We Collect
If you prefer that we not share nonpublic information about you with the nonaffiliated nonfinancial companies who have authorized us to offer their customers approved products and services, please call toll free 1-877-885-1633 or write to Peoples Benefit Services, Inc, ATTN: Customer Service, P.O Box 8202, Southeastern, PA 19398-8202.
To Whom We Disclose Information
We may disclose nonpublic information about you to:
- Affiliated companies and other third parties for processing and servicing transactions;
- Persons or companies that perform administrative and/or marketing services or perform other functions on our behalf;
- Other financial institutions pursuant to joint marketing agreements; and
- Nonaffiliated third parties as permitted or required by law, including the Medical Information Bureau (MIB)
Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal information to those employees who need to know that information to provide products or services to you and other listed above under the heading To Whom We Disclose Information. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.
Keeping your information accurate and up to date is very important to us. You have the right of access and correction with respect to the information collected except information which relates to a claim or civil or criminal proceeding. If you wish to have a more detailed explanation of our information practices, please notify us.
We reserve the right to modify or supplement this Privacy Policy statement anytime. This privacy policy is applicable in the following companies: Peoples Benefit Services, Inc
Children's Privacy
We do not knowingly solicit or collect information from children under 13 years of age. We require children over the age of 13 to consult with their parents before furnishing any data to us. We believe that parents should supervise their children's online activities and consider using one of the prepackaged parental control tools available to provide a child-friendly environment. These tools can also prevent children from disclosing personal information without parental consent. For additional information regarding children's online privacy, please consult the "Consumer Protection" page of the Federal Trade Commission home page at www.ftc.gov.
